Staying on the same health insurance policy for years can be detrimental to both you and the market. For many Australians, comparing health insurance and switching to a new policy seems perplexing and downright scary. A significant number of the 13.5 million insured Australians have been with the same health fund for over ten years. But is sticking with the same policy and insurer really a smart investment? The Importance of Portability in Health Insurance The health insurance market is driven by a crucial rule embedded in the Private Health Insurance Act 2007: Portability. This rule applies to all private…

Are you confused by terms like “top cover” and “fully covered” thrown around by insurance companies? Do you feel stuck with your current policy, believing your Gold cover is superior to your friend’s Bronze cover? Let’s debunk some myths and explore the real value of Gold, Silver, Bronze, and Basic hospital cover to help you determine the best level for your needs. Understanding Private Health Insurance Tiers As of April 1st, 2020, all Australian private health insurers are required to classify hospital cover into four tiers: Basic, Bronze, Silver, and Gold. This classification system, mandated by the Australian Government, ensures…

  Your body goes through some incredible changes during pregnancy. Here’s how private health insurance, particularly with extras cover, can help you with some self-care essentials. Pregnancy is an exciting time, and there are a lot of changes happening in your body. That can mean some of your health and wellbeing needs change too, and you may find you need a little extra support to keep you feeling healthy, comfortable, and energised. Here are a few steps you can take for a healthy, happy pregnancy, and some of the ways extras cover can help support your wellbeing along the way.…

Forget “happy wife, happy life,” it’s all about the tummy!  The human gastrointestinal tract, often referred to as the “gut,” is home to about 100 trillion bacteria plus other microorganisms collectively known as the gut microbiota. The mix of these microorganisms determines how well we digest our food, absorb nutrients, fight intestinal infections, and much more.  The gut also affects digestive problems we might experience after eating — like wind, constipation, and diarrhea, especially for people with functional gut disorders or diseases such as Irritable Bowel Syndrome (IBS). Research is now starting to show how gut health can influence other…