Here’s how Forget “happy wife, happy life,” it’s all about the tummy! The human gastrointestinal tract, often referred to as the “gut,” is home to about 100 trillion bacteria plus other microorganisms collectively known as the gut microbiota. The mix…
When it comes to making healthy lifestyle changes, whether it’s exercising more, drinking less, or starting to practice mindfulness, it’s never as simple as ‘just doing it.’ Here are effective strategies for creating a healthier lifestyle and, more importantly, how…
Out of Pocket costs explained An out-of-pocket cost refers to the amount you need to pay for a medical appointment or treatment. Often termed a ‘gap payment’ or ‘patient payment,’ your out-of-pocket cost is the difference between what your doctor,…
If you’ve ever faced a prolonged illness or injury, you understand that health truly equals wealth. Being unwell not only restricts your lifestyle but also can be costly. With GP visits averaging $74.66 and the Medicare rebate covering only $39.75,…
Every year, many Australians set New Year’s resolutions to enhance their lives in various ways, and 2024 is no different. Some focus on improving their wellbeing, while others prioritize financial fitness or other personal goals. If you’ve made resolutions to…
Why do Private Health Insurance premiums go up on April 1st? Every year in Australia, Private Health Insurance premiums increase to align with wage growth and inflation rates. Due to the COVID-19 pandemic, insurers spread out their annual rate adjustments…
The 1 April 2024 Private Health Insurance (PHI) premium increase represents a return to norms with all Funds increasing rates on the same day, the first time this has occurred in five years. In this blog, we examine this premium…
With the multitude of health insurance companies and brands available in Australia, choosing the right one can be challenging. It is crucial to select a health fund that provides reputable hospital coverage, fair extras rebates, flexible policy options, and exceptional…
Introduction Navigating peak and off-peak electricity usage times and rates can significantly impact your overall energy costs. It’s essential to understand these terms and how they affect the amount you pay to your electricity provider in Australia. Here’s a guide…
Introduction As winter arrives, temperatures drop, and energy bills rise. Australians often consume more energy to stay warm during these colder months. Depending on where you live, your electricity consumption could increase by $200 or more compared to your summer…
